Your home and vehicles are two of the biggest assets you’ll ever own, so making sure they’re protected is important.
With all the different insurance options out there for both home and auto, it can be a daunting task trying to figure out which is the best option to find the type of insurance coverages you need.
The good news, if you’re looking to get both home and auto insurance, you’ll likely apply for an insurance discount. Most major insurance carriers do offer both homeowners and auto insurance.
The Best Home And Auto Insurance Bundle
It’s important to remember that an insurance carrier may provide cheap auto insurance but their homeowners insurance may be expensive. The opposite could be true too.
Since it can be a hassle calling insurance carriers one after another and due to the fact that most of them can only give you one quote, we recommend giving us a call so we can compare multiple quotes at the same time.
Why bundling your auto and home coverage with a company can help you save money, some times it won’t. If your current car insurance and home insurance is less than a quote for bundled insurance coverage, it wouldn’t make sense changing (due to price) unless the coverage is better.
This is why you’ll see some people have auto insurance with one company and homeowners insurance with another. While price is certainly a factor, there’s a number of other reasons bundling can make sense.
For example, if you have a high risk home and you’re having trouble insuring it, a bundle with a higher price may be worth it. Plus, if you have a auto policy in good standing with a company that offers homeowners insurance coverage too, they may be more inclined to cover you despite the risk.
Before you bundle, it’s important to consider all the fees you could acquire for canceling an insurance policy.
How to Bundle Your Auto Insurance and Home Insurance
You can bundle the two policies when you go to complete an insurance quote for either type of insurance. For instance, usually at the end of the auto insurance quote process, your insurer will ask if you want to add your home for a homeowners policy as well.
First things first, we want to see what types of rates you can get and at what prices. We work with over 100+ different insurance carriers, so the quickest way to find the best auto and home insurance for you is by giving us a call at 1-303-623-1997 so we can get you some free quotes.
Most people usually have their car insurance with one company and their home insurance with another.
Properly Canceling Your Insurance and Bundle With Another Company
It’s important to note that you don’t want a “gap” in your insurance. Insurance gaps can raise the cost of insurance. Be weary of any cancelation fees you may acquire for canceling an insurance policy before it ends.
It’s always best to give the company a 30 day heads up. If you’re paying automated payments, this also gives them notice to cancel the billing.
When you tell your insurance company your intention to cancel, you should already have another company in place which you want to bundle your policies with. You can set the start date for the new (or both) policies the day your insurance ends with the old company.