While you may feel like you have no control over how much you’ll have to pay for your car insurance, you have more control than you think. If you want to get affordable car insurance, there’s a few key tips to help you get the best possible price on your car insurance.
Use An Independent Insurance Carrier
Why you may think the large insurance carriers have the best prices on car insurance, that’s not always true. In fact, most large carriers can only give you one car insurance quote, you either take it or you don’t.
Here at the Rob Scheibe Agency, we work with many auto insurance carriers. This allows us to give you multiple car insurance quotes to help you find the best possible coverage at the best possible price.
Bundle Your Car Insurance And Save
Another way to get an affordable car insurance policy is by bundling your car insurance with other coverage. With a bundled policy, you’re likely to get equal coverage for less.
Check On Available Discounts
Another great way to get affordable car insurance is by checking for discounts you may be available for.
- Have a clean driving record
- Agree for payments to be made out of your bank account
- Insure multiple vehicles with one policy
- Pay your car insurance premium at once
- Own a car with safety features, anti-theft
Always Pay Your Bills On Time
Another factor that will play a role in determining what you pay for car insurance is your credit. If your credit score is good and you’ve been making your payments on time, you’ll likely get a better rate on insurance.
If you don’t have a good credit, keep working on it. This is one of the things you can control to get cheap car insurance.
Be Mindful Of The Vehicle You’re Buying
The model and make of your vehicle will play a big role in the cost of insuring the vehicle. If you need car insurance on a new car, you must be mindful of the vehicle you ultimately buy.
For example, if you’re buying a 4X4 truck, a sport car or a brand new vehicle, you should expect to pay more on car insurance. A 2019 model is going to likely be more than a 2016 model.
If you buy a foreign car that has expensive parts, you’ll likely find yourself paying a high premium for auto insurance.
Raising Your Deductible
Another way you can make car insurance more affordable is by raising your deductible. If you have to buy comprehensive and collision coverage, you can usually save money by opting for a higher deductible.
See How Much You Can Save
If you’re ready to start receiving multiple car insurance quotes, be sure to give us a call. We’ll help you find the best possible auto coverage at the best price. Talk to one of our agents today at 1-303-623-1997.