Do I Need Condo Insurance?
There’s a number of different reasons why you should invest in condo insurance. Even though your condominium association may provide coverage, a condo insurance policy can protect you a lot more. It’s not uncommon for them to cover the building, property and some liabilities.
Do they cover everything? No, they don’t and this is where insurance for a condo can help. For example, what would happen if someone broke in and stole your valuables? What would happen if water damages your belongings? What would happen if someone trips over something in your condo and gets injured? These are examples where condo insurance coverage can protect you. Condominium insurance is for those who want to protect much more than just the condo itself.
What Does Condominium Insurance Cover?
You’re likely wondering what condo insurance actually covers, there’s actually a handful of things it can protect. Let’s check them out.
- Malicious Mischief
- Accidental Discharge of Water
Condo Insurance Can Protect Your Valuables
When people think of condo insurance, they often think about the property or the building. However, this insurance type if all about protecting your valuables and assets.
Personal Property – Standard coverage can help you protect your personal possessions, from theft or damage, both inside your condo and outside. It may also cover items in your car, even while you’re traveling on vacation.
Liability – Standard coverage can help protect you from loss up to your policy limit if you accidentally damage someone’s property.
Smartphone And Home Computer – This is an additional cover type that can protect you from losses to a computer, smartphone, software and peripheral devices.
Blanket Jewelry – This is an additional cover option that provides protection for all your jewelry.
You Can Bundle Insurance To Save
There’s a wide range of available discounts if you choose to bundle your condo insurance with other insurance coverage.
For example, if you have an auto insurance policy with us, you can add condo insurance coverage to your policy as a discount. To learn more about all the available discounts we have, speak to one of our agents today. 1-303-623-1997.
Affordable Condo Insurance For Your Condo Unit
Condominium insurance is very affordable, don’t risk losing your personal items. Condo insurance protects what your association’s insurance won’t. Getting an affordable condo policy can give you the peace of mind you want and deserve.
Shop And Compare The Best Condo Insurance Rates
You’re only one phone call away from getting the right coverage at a great rate. Ready to start comparing condo insurance rates? Give us a call today at 1-303-623-1997 to get started.
Put You & Your Family in Good Hands
Get In Touch
Do you have a question about getting condominium insurance or need to get a free quote? You can reach our office by calling 1-303-623-1997 or you can use our web form below.